Opt Out of Pre-approved Credit Mailings Requires SSN and DoB? Not So Fast!

Screen Shot 2013-08-27 at 1.47.11 PMI was horrified to see that, in order to opt out of pre-approved credit mailings, the bottom-feeders known as Equifax, Experian, Innovis, and TransUnion expect us suckers to type our SSN and birthdate into an online form, which we then are expected to print out and mail.

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I tried typing “000-00-MYOB” and “000-00-0000” into the SSN form, but my application was rejected. Then I noticed that the form doesn’t actually say “required” next to the SSN or birthday listing. Elsewhere I found some deliberately obscure language that admits the organization doesn’t actually need your DOB or SSN in order to process your application, but the service collects it in order to make the transaction more secure.


This whole website stinks of lawyerese, obfuscation, and minimal compliance.